| 1. | What is required to provide housing loans to individuals for materials
申请个人住房贷款需提供哪些材料？ |
| 2. | Banks have strict regulations when granting mortgage loans to individuals
银行对个人按揭贷款有严格的规定。 |
| 3. | Repeatedly cut and provident fund loans to individuals brought
多次降息及推行公积金贷款给个人买房带来了什么？ |
| 4. | Investment banks differ from commercial banks , since they don ' t accept deposits or provide loans to individuals
投资银行不同于商业银行，因为他们不接收存款或提供个人贷款。 |
| 5. | The societies relent the money to their members at low interest rates during 20002001 , a total amount of $ 4 , 946 , 000 ( 5 loans to 5 cooperative societies and 45 loans to individual farmers ) were issued
在二至二一年度，基金合共批出50宗贷款，贷款总额为4 , 946 , 000元 |
| 6. | In addition , banks make real estate loans to individuals for the purchase of houses or land , and they also give personal loans to people who want to buy a new car or a new appliance
此外银行也向想购买住房或土地的个人提供房地产贷款，还向想购买新车或新设备的人提供个人贷款。 |
| 7. | Comsumer credit means commercial banks directly provide loan to individuals or families , in order to help them purchase some durable goods or pay for education , medical treatment , travelling and other consuming
消费信贷，顾名思义是指商业银行直接发放给个人或家庭，用于购买耐用消费品或支付教育、医疗、旅游等其他消费的贷款。 |
| 8. | In order to fortify faith in our own currency , we have restricted its issue and granted big loans to individual people and production undertakings , thus gaining the people ' s warm support and strengthening the people ' s faith in the currency
为了保障本币的信用，我们限制了发行额，大批地贷给人民和投入生产事业，取得了人民的热烈拥护，本币的信用是很巩固的。 |
| 9. | Mortgage - backed are commonly seen as a low risk and high earnings type of loan among the credit assets of commercial banks as a certain amount of interest and principle can be recovered each month that makes cash flow stable and that there is comparatively low risks in issuing these types of loans to individuals that use the houses they are paying off in installments as a loan guarantees
在商业银行的信贷资产中，住房抵押贷款通常被视为一种风险小、收益高的贷款品种，一则每月可稳定收回一定金额的本息，现金流稳定；二则以个人按揭购买的住房为抵押，风险较低。 |
| 10. | The director of buildings administers a building safety loan scheme , which provides non - means tested loans to individual owners who require financial assistance in carrying out building safety ( including fire safety ) improvement works , either on a voluntary basis or as required by law . owners are required to pay interest calculated in accordance with the no - gain , no - loss principle
由屋宇署署长管理的楼宇安全贷款计划，为个别需要经济援助的业主(他们毋须接受入息审查)提供贷款，以便他们进行自愿性质或法例规定的楼宇安全(包括消防安全)改善工程。业主须按政府根据无所损益原则而厘定的利率支付利息。 |
